Superior Mortgage Services
Conventional Loans
Loans under the national conventional mortgage loan limits. First time home buyer programs. Down payment requirements as low as 3%.
Jumbo Loans
Loans over the national conventional mortgage loan limits. Loan limits as high as $5 million.
FHA Loans
Forgiving credit standards. Higher debt-to-income ratios allowed. Down payment requirements as low as 3.5%. Seller covered closing costs up to 6%.
Professional Loans
Doctors, dentists, attorneys, and CRNA – Anesthetists. Minimum loan amount of $600,000. No down payment up to $1,000,000.
Community Reinvestment Act (CRA) Loans
Incentives for homebuyers in lower-to-middle income neighborhoods to reduce their interest rate or cover closing costs.
USDA Loans
Geographic (rural) and income-based program. 100% financing, first time homebuyer.
Home Equity Line of Credit (HELOC)
A home-secured credit line that provides you with a revolving credit limit, suitable for significant expenses or combining higher-interest debts from other loans.
Construction Loans One-Time Close
Automatically converts to 30-year mortgage upon construction completion. Interest only during construction.
VA Loans
Often the best option for qualified veterans. No downpayment requirement. Loan amounts over national conventional mortgage loan limits.
Portfolio Loans
Second home conforming, professional loans. Complex financials analysis capabilities for self-employed borrowers.
Accessory Dwelling Unit (ADU) Loans
Loans for financing the purchase or renovation of an ADU on your property.
Conventional Loans
Loans under the national conventional mortgage loan limits. First time home buyer programs. Down payment requirements as low as 3%.
Jumbo Loans
Loans over the national conventional mortgage loan limits. Loan limits as high as $5 million.
FHA Loans
Forgiving credit standards. Higher debt-to-income ratios allowed. Down payment requirements as low as 3.5%. Seller covered closing costs up to 6%.
VA Loans
Often the best option for qualified veterans. No downpayment requirement. Loan amounts over national conventional mortgage loan limits.
USDA Loans
Geographic (rural) and income-based program. 100% financing, first time homebuyer.
Portfolio Loans
Second home conforming, professional loans. Complex financials analysis capabilities for self-employed borrowers.
Construction Loans One-Time Close
Automatically converts to 30-year mortgage upon construction completion. Interest only during construction. Loan amounts up to 3 million.
Construction Loans Two-Time Close
Permanent financing options available upon construction completion. Interest only during construction. Loan amounts up to 3 million.
Portfolio Loans
Jumbo loans, second home conforming, professional loans, construction loans. Complex financials analysis capabilities for self-employed borrowers.
The Western Way
At First Western Trust, we make it our mission to be the mortgage lender you know and trust to serve your family, friends, and community. Our highly skilled mortgage professionals are available seven days a week, giving you direct answers to any questions you may have throughout the mortgage process. We partner with you to deliver the best solution using our proven process and close your loan efficiently.
Using our proven mortgage process, our experienced team will partner with you to understand your goals and quickly and confidently deliver the mortgage solution that’s right for you.
Our Process
Our mortgage process begins with pre-purchase consultation, where we set up a time to get to know you, your needs, and your challenges. Then, we create an individualized plan to help you achieve your goals. When it’s time to close on your mortgage, we will provide all closing figures at least 72 hours in advance to ensure you are well-prepared.
Throughout the entire mortgage-planning process, First Western will communicate with you to ensure you stay up-to-date and informed every step of the way.
Our team of knowledgeable experts is always available to provide ongoing support and help you create your personal wealth story.
First Western Mortgage Loan Benefits
Securing loans through First Western Trust offers many benefits. Not only do we provide relationship-based wealth management services, but we also apply a local, team-based approach to make sure you feel valued, secure, and well-connected. We understand the importance of personalized financial planning, and we provide each of our clients with a team of trusted and experienced mortgage experts who will help them achieve their goals.
Personalized Approach
We work directly with you to find mortgage solutions that meet your needs.
Local Teams
Our local teams make it easy to connect with trusted mortgage experts.
Reliable Partnership
We ensure you are informed and prepared throughout the mortgage process.
Deep Expertise
Our seasoned team of mortgage experts offers deep knowledge and expertise.
